About
First 4 Finance

Portsmouth-based property company
specializing in property investment solutions

First 4 Finance was started by James Oliver in 2022. An established landlord in the student market James has extensive knowledge of the property sector.

After spending hours discussing various local development opportunities and property strategies the idea of F4F was born. Having achieved financial independence through property James wants to help others achieve the same freedom.

Frequently Asked Questions

Here are some answers to the questions we receive the most about our services.
If we missed anything, please do not hesitate to contact us. We’ll be happy to help

We love buying at auction and so should you. We will lend up to 70% of the auction hammer price with rates starting at 0.9% per month.

Bridging is a valuable finance solution for many. We will lend up to 75% of the property value. We do not have a minimum term length.

This is where we specialise in being able to fulfil your business requirements. We will lend up to 75% of the purchase and 100% of the build cost. Rates start at 0.9% with a minimum term length of six months. 

Excellent service! The finance arrangement was quick and simple meaning we were able to get the property finished quickly and on the market. A very professional and efficient service! I highly recommend First 4 Finance!